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Are households’ poverty level in Mekong Delta of Vietnam affected by access to credit?
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This paper investigates the impact of access to formal credit on household poverty in Mekong Delta (MD) – Vietnam. The analysis is based on some indicators of household poverty such as households’ total assets, educational costs, healthcare costs, food consumption, non-farm expenses, off-farm expenses and total income. Based on the given indicators, a comparison is made between borrowers and non-borrowers in a sample of 325 households using the Matching Methods. The findings suggest that the borrowers are better off in education expenditure, healthcare expenses, and total income than those of non-borrowers. The results show that access to formal credit is likely to reduce poverty levels among rural households in Mekong Delta.
Tác giả
Duy, Vuong Quoc
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Từ khóa chủ đề
Formal credit , Propensity score matching , household welfare , Individual and group based lending
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Are households' poverty levels in Mekong.pdf
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